Terms of Service
Effective Date: January 1, 2025
Last Updated: July 27th, 2025
Use of Our Website
By using IULPolicy.com, you agree to use our site only for lawful, legitimate purposes such as requesting insurance education or scheduling an appointment with a licensed agent. You must be 18 years or older.
No Legal or Financial Advice
All information provided is for educational purposes only and does not constitute legal, tax, or financial advice. Consult a licensed professional before making any decisions.
Intellectual Property
All content, trademarks, logos, and visual elements on IULPolicy.com are protected by copyright and may not be reproduced without written consent.
TCPA & Marketing Consent
By submitting your contact information, you agree to receive communications from licensed agents. This may include calls, texts, and emails using automated technology. You may opt out anytime by replying “STOP” or emailing us.
Third-Party Tools
We use services such as Google Analytics, Calendly, and Facebook Pixel to improve our site. These tools may collect data in accordance with their own privacy policies. Read our Privacy Policy for more details.
User-Submitted Data
You agree that any information you provide is accurate. We do not sell your data. Information may be shared only with licensed agents for follow-up.
Limitation of Liability
IULPolicy.com is not liable for any direct or indirect damages related to your use of the website or decisions based on the content provided.
Indemnification
You agree to indemnify and hold harmless IULPolicy.com and its affiliates from any claims resulting from your use of the site or violation of these Terms.
Changes to Terms
We may update these Terms at any time. Continued use of our site implies acceptance of the most current version.
Governing Law
These Terms are governed by the laws of the State of California. Any disputes will be resolved in the appropriate California courts.
Contact Information
IULPolicy.com
Contact Us: IULPolicy.com/contact-us
Phone: 1(844)318-2294
Call Hours: 9:00 AM – 9:00 PM PST
IUL Quote Process Disclaimer
We do not offer instant or online quotes for Indexed Universal Life (IUL) insurance.
All quotes are provided through a scheduled 1-on-1 call with a licensed agent.
Our goal is to help you understand how IUL works based on your financial goals and retirement needs.
We do not believe in “quick quotes“ we believe in thoughtful planning and education-first service.