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Effective Date: 6/12/2025

At IULPolicy.com (“we,” “our,” or “us”), your privacy is important. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website, fill out forms, or engage with our services. By using IULPolicy.com, you agree to the terms of this policy.

Non-Personal Information

  • IP address
  • Browser type
  • Device type
  • Pages visited and time spent on the site
  • Referral URL

Tracking Technologies

  • We use cookies, pixels (e.g., Facebook Pixel), and Google Analytics to understand site usage and improve our services.

1. Information We Collect

We collect the following types of information:

Personal Information

  • Full name
  • Phone number
  • Email address

Any additional information you voluntarily submit via our contact or quote forms

2. How We Use Your Information

Your information is used to:

  • Provide educational content about Indexed Universal Life (IUL) insurance
  • Contact you to schedule consultations with licensed agents
  • Send emails or SMS messages related to your inquiries
  • Improve website performance and user experience
  • Conduct marketing and retargeting campaigns

3. Sharing and Disclosure of Information

We may share your data with:

  • Licensed insurance agents in our network who may contact you regarding your request
  • Third-party service providers, including scheduling tools (e.g., Calendly), marketing platforms, and analytics tools
  • Government agencies or legal entities if required by law
  • We do not sell your personal information to third parties.

4. Lead Distribution and Agent Contact

When you submit your information, it may be forwarded to licensed insurance professionals who are authorized to follow up via phone, SMS, or email to assist with your request.

By submitting your information, you agree to be contacted even if your number is on a federal or state do-not-call registry.

5. Data Retention

We retain your personal data for as long as needed to fulfill your request or as required by law. You can request deletion at any time by contacting us.

6. Your Rights and Choices

You have the right to:

  • Access the personal information we have about you
  • Request corrections or deletions
  • Opt out of future communications
  • Withdraw consent at any time
  • To exercise these rights, email us at Contact Us