As a business owner, retaining and rewarding top talent is mission-critical. Executive Bonus Plans using Indexed Universal Life (IUL) insurance offer a tax-efficient, customizable, and value-packed solution to incentivize your best employees while building loyalty and legacy.
With IULPolicy.com, we help you do it right. Just smart planning.
Be Our Partner.
Let’s design a plan that makes sense for your business and your most valuable people.
Call Toll-Free: 1(844)318-2294
Book a call: Schedule Your Call
Frequently asked questions
What is an executive bonus plan using life insurance?
It’s an employer-funded life insurance policy used to reward executives, with tax benefits and long-term value.
Is an executive bonus plan tax-deductible?
The bonus is tax-deductible to the business but taxable as income to the employee.
What are the advantages of executive bonus plans?
Talent retention, tax efficiency, flexible funding, and permanent life insurance protection.
How is an executive bonus plan different from a deferred compensation plan?
Deferred comp plans are employer-owned with vesting schedules. Executive bonus plans are employee-owned.
Can you use an IUL for an executive bonus plan?
Yes, Indexed Universal Life policies are commonly used because of their flexibility and cash value potential.
Professions That Benefit from Executive Bonus Plans
Healthcare & Medical
- Physicians & Surgeons
- Practice Managers
- Dentists & Orthodontists
- Chiropractors
- Veterinarians
Corporate & Executive Roles
- CEOs, CFOs, COOs
- Senior Management
- Directors & Department Heads
- Key Employees with Revenue Impact
- HR & Benefits Coordinators
📈 Financial & Legal Professionals
- Accountants & CPAs
- Attorneys & Legal Partners
- Financial Advisors & Wealth Managers
- Consultants with Retainer Clients
Banking & Insurance
- Loan Officers & Underwriters
- Brokers & Wealth Teams
- Private Bankers
- Insurance Agency Partners
Specialized & Skilled Industries
- Engineers & Architects
- Tech Developers & CTOs
- Scientists & Lab Leaders
- AI/Machine Learning Experts
Trade & Private Businesses
- Construction Executives
- Plumbing, HVAC, Electrical Company Leaders
- Real Estate Brokers & Teams
- Franchise Owners & General Managers
Education & Nonprofits
- Private School Administrators
- University Executives
- Nonprofit Directors
- Fundraising Leaders
Creative & Media Professionals
- Creative Directors
- Marketing & Advertising Executives
- Production Leads
- Agency Owners
These industries often rely on high-value individuals who are hard to replace. Offering Executive Bonus Plans using IUL helps you retain and reward them — with long-term benefits for your business and theirs.